John Hancock's Vitality Plus program offers an Apple Watch Series 10, Ultra 2, or SE for a $25 initial payment. The remaining balance can be waived by earning Vitality points through exercise and healthy activities over two years.
How to Participate
- Register for a Vitality account and complete the Vitality Health Review.
- Order your chosen Apple Watch for $25.
- Earn Vitality points by wearing the Watch and tracking activity.
Earning enough points each month eliminates further payments. For the Series 10, 500 monthly points are required, equivalent to roughly 25 standard or 16 advanced workouts. Points are also awarded for daily steps. Other fitness trackers and smartwatches may offer similar programs.
Cost and Benefits
The program spreads the Watch's cost over two years. Missed point targets result in monthly payments. Pairing your Apple Watch with other Apple devices can enhance tracking and motivation. Check app sales for fitness and health apps to complement your activity goals.